Life Changes? Your Benefits Can Change, Too.
Life doesn’t always go according to plan. If you experience certain changes during the year, you may be able to update your benefits without waiting for Open Enrollment. These changes are called Qualifying Life Events (QLEs).
Qualifying Life Events and changes in status include:
- Marriage or divorce
- Death of your spouse or dependent
- Birth, adoption or placement of a child for adoption or custody
- Eligibility for Medicare, Medicaid or CHIP, or an Exchange Plan
- You or your dependent gaining or losing eligibility for other coverage
- A reduction in work hours that affects benefit eligibility
Don’t Miss Your Deadline
You have 31 days from the date of your Qualifying Life Event to request an eligible change to your benefits and provide any required documentation.
If you miss the deadline, you generally must wait until the next Open Enrollment period or until you experience another Qualifying Life Event to make changes.
Important: Any benefit changes you request must be consistent with your Qualifying Life Event. Please review the plan documents for details.
